PM VISHWAKARMA Portal (www.pmvishwakarma.gov.in) (herein after referred to as "Program Portal") is a customized IT enabled digital platform developed, operated and maintained by Small Industries Development Bank of India (SIDBI) ("The Company") in consultation with and acting as Implementing Partner of Ministry of Micro, Small and Medium Enterprises (MoMSME) for PM VISHWAKARMA Scheme (hereinafter referred to as "Scheme").In the Privacy Policy, "we", "our" and "us" means "MoMSME & the company"; "you" and "your" means any person who accesses and uses this Website;
This Privacy Policy covers this Program Portal's treatment of personally identifiable information that the company collects when you are on this website, and when you use this website's services. This policy also covers the company's treatment of any personally identifiable information that the company's business partners share with the company. This policy does not apply to the practices of companies that the company does not own or control or to people that the company does not employ or manage.

In brief:
Protecting your privacy is important to the Company, and we are committed to safeguarding it. This policy outlines how personal data "Program Portal" collects from you, or that you provide on the Program Portal, will be processed. Please read the following policy to understand the information this portal collects, how the Program Portal will use that information and the circumstances where it will be shared. This policy should be read together with the terms & conditions of the Program Portal. If you use the Program Portal, you will be regarded as having read and accepted this Policy. You must not use this Portal or its Services if you do not accept this Policy. By mere use of this Portal, you expressly consent to Portal use and disclosure of your personal information in accordance with this Policy. This privacy policy is subject to change at any time without notice. To make sure you are aware of any changes, please review this policy periodically. Consenting to use of cookies in accordance with the terms of this policy when you first visit our website permits the portal to use cookies every time you visit the portal.

Collection of and processing of your personal data:
The use of this Portal may result in the collection and processing of your personal data for availing benefits of Government scheme or for making application for loans. The term "personal data" under data protection law refers to all information relating to a specific or identifiable person. An IP address can also be considered personal data. An IP address is assigned to each device connected to the internet by the internet service provider, so that it can send and receive data. When you use the website, the portal collects data that you provide yourself. In addition, when you use the website, the portal automatically collects certain information about your use of it. The portal processes personal data in compliance with the applicable data protection regulations. The portal will only process data where it is legally permitted to do so and as per the requirements of the Scheme. When you use this portal, it will process personal data only with your consent, for the performance of a contract to which you are a party, or in order to take steps at your request prior to entering into a contract, for compliance with a legal obligation, or if the processing is necessary for the purposes of our legitimate interests or the legitimate interests of a third party, except where such interests are overridden by your interests or fundamental rights and freedom which require the protection of personal data.

Collecting personal information:
We collect the Personal information, including but not limited to the following -
1. Information about your computer including your IP address, geographical location, browser type and version, and operating system.
2. Information about your visits to and use of this website including the referral source, length of visit, page views, and website navigation paths.
3. Information, such as your mobile number, email address that you enter when you register with the portal, to set up subscriptions to the emails and/or newsletters, etc.
4. Information that you enter in the loan application form (LAF) when you apply for the assistance on the portal.
5. Specific information which you provide for availing government scheme benefits.
6. Information that you enter while using the services on the portal.
7. Information that is generated while using the portal, including when, how often, and under what circumstances you use it.
8. Information contained in any communications that you send to us by email or through the portal, including its communication content and metadata.
9. Any other personal information that you send to us.

Certain areas and features of the portal are available to you without the need to provide any information. However, other features of the portal such as applying for a loan/ government scheme benefits will require providing the website with details such as your name, address, mobile number, Aadhaar Number, Vending Activity details, family member details, income details, etc. Any of your information that has been availed from any third party, basis your consent, shall be used only in accordance with specific internal procedures and safeguards governing access, in order to operate, develop or improve the service. Before you disclose the personal information of another person, you must obtain that person's consent to both the disclosure and the processing of that personal information in accordance with this policy. The portal will not sell or rent your personal information to anyone, for any reason, at any time.

Processing personal information:
The portal collects and uses your personal information and other information only as follows ("The purpose"): 1 To send you any administrative notices, SMS alerts and communications relevant to your use of the Service
2 To enable you to apply for certain products and services for which you have chosen to apply
3 To enforce PM VISHWAKARMA Terms & Conditions
4 To use data in connection with legal claims, compliance, regulatory and investigative purposes as necessary (including disclosure of such information in connection with legal process or litigation).
5 To analyze usage of the site and to improve the Service
6 To otherwise as set forth in this Privacy Policy.